Table of content:

Chapter  1.          Cover

Chapter  2.          Budget Pages

Chapter 3.           Quickie Budget

Chapter 4.           Debt Snowball Outline

Chapter 5.           Money Talk chart

Chapter 6.           Envelope System Topics

Chapter 7.           Financial Compass

Chapter 8.           Compound Interest Chart- Rule of 72

Chapter 9.           Financial Facts

Chapter  10.        Scripture Reference

Chapter  11.        Lump sum Planning        

Chapter 12.         Money Verses

Chapter 14.         Goal Setting

Chapter 15.         Quotes to Motivate You to Reach Your Potential              

Chapter 16.         People Who Failed First

Chapter 17.         Qualities Identifier

Chapter 18.         Fun and Recreation Activities    

Chapter 19.         Proverbs Reference to Finances

Financial Compass

Building a Foundation of Biblical Principles…

God’s Ownership – we have been entrusted with what we have to manage effectively.

“The earth is the Lord’s, and all it contains, the world, and those who dwell.”

Psalms 24:1

Saving Money – saving money as a priority for emergencies, purchases, and long-term goals.

“In the house of the wise are stores of choice food and oil, but a foolish man devours all he has.”

Proverbs 21:20

Living on Less than you Make – learning to be content with what we have and developing a power over purchase.

“Godliness actually is a means of great gain, when accompanied by contentment.”

Timothy 6:6-10

Life after Debt – having a plan to attack the debt systematically.

“The rich rules over the poor, and the borrower is slave to the lender.”

Proverbs 22:7

Agreed On Purpose Cash Flow Plan - Having an “on purpose” cash flow plan agreed on with spouse, if married, or accountability friend, if not.

“For which of you, intending to build a tower, does not sit down first and count the cost, whether he has enough to finish it (29) lest, after he has laid the foundation, and is not able to finish, all who see it begin to mock him, (30) saying, This man began to build and was not able to finish.”

Luke 14:28-30

Four Walls – putting four walls around our basic living expenses first before attacking the debt snowball is a priority. (shelter, food, clothing, transportation)

“If anyone does not provide for his relatives, and especially for his immediate family, he has

denied the faith and is worse than an unbeliever.”

1 Timothy 5:8

Giving – controlling our money so that we can tithe to our church/charitable organization.

“I fast twice a week and give a tenth of all I get.”

Luke 18:12

Money Verses

Proverbs 3:5-10

5 Trust in the LORD with all your heart and lean not on your own

understanding;

6 in all your ways acknowledge him, and he will make your paths straight.

7 Do not be wise in your own eyes; fear the LORD and shun evil.

8 This will bring health to your body and nourishment to your bones.

9 Honor the LORD with your wealth, with the firstfruits of all your crops;

10 then your barns will be filled to overflowing, and your vats will brim over

with new wine.

Proverbs: 21:20 In the house of the wise are stores of choice food and

oil, but a foolish man devours all he has.

1 Timothy 6:6-10 But godliness with contentment is great gain. 7For we

brought nothing into the world, and we can take nothing out of it. 8But

if we have food and clothing, we will be content with that. 9People who

want to get rich fall into temptation and a trap and into many foolish

and harmful desires that plunge men into ruin and destruction. 10For

the love of money is a root of all kinds of evil. Some people, eager for

money, have wandered from the faith and pierced themselves with

many griefs.

Quotes to motivate you to be everything God wants you to be!

If you don’t have a vision for the future, then your future is threatened to be a

repeat of the past. –A. R. Bernard

The comfort of familiarity can be so alluring; even if it is not the best. Dan Miller

You can’t sail to new lands unless you’re willing to lose sight of the shore.

The first step in creating positive change is to identify what you want.

“It doesn’t matter if you’re on the right track; if you’re sitting still, you’ll get run

over.” –Will Rogers

Success doesn’t sneak up on us. It starts as a dream or vision that we combine

with a clear plan of action. Dan Miller